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CA Vishnu Agarwal

Vishnu Agarwal

Credit Manager





Jaipur, Rajasthan,


Date of Birth:

July 12th

Work Experience

Sept 2022 - Present

Credit Manager

Sept 2019 - Aug 2022

VR Investors Choice
Reasearch Analyst

May 2017 - Aug 2019

Udyen Jain & Associates

Audit Assisstant

Assessing the creditworthiness of potential customers by analyzing credit applications, financial data, and risk factors. Making informed decisions regarding loan approvals or rejections based on available data. Calculating and setting loan interest rates. Updating and maintaining the company’s credit policy. Monitoring loan payments and bad debts to minimize risk.

Acquired knowledge in the field of capital markets through analysing management and businesses.

Work as an intern at Udyen Jain & Associates in the Assurance Service Line (Audit Department).
Performed Statutory Audit, Tax Audit, Interim Audit (ICFR), and other Certification Assignments.

Analyzed, reviewed, and reported on audit documents to
verify completeness and accuracy

Worked audit engagements for wide variety of
industries, including engineering, manufacturing, and
human resources

Identified audit risks, prepared budgets and coordinated
with management and audit team in preparing related

Identified management control weaknesses and provided
value added suggestions for remediation

Internal Audit of various companies including KDDI India
Private Limited, Crosscoop India Private Limited,
Yokohama India Private Limited

Statutory Audit of various companies including
Mitsubishi Electric India Private Limited, QCD
Engineering India Private Limited, EKIN India Private

Transfer Pricing of Mitsubishi Electric India Private



The Institute of Chartered Accountants of India
Chartered Accountant (CA)


University of Rajasthan
Bachelor of Commerce (B.Com)


G.B. Modi Vidya Mandir
High School

Exemptions in subjects
IPCC - Advance Accounting 72 Marks
FINAL - Accounting 64 Marks, Economic Law 64 Marks, Indirect Tax 64 Marks

Attended Orientation Programme, Information Technology Training Course, Management and Communication Skills Course, Advanced Integrated Course on Information Technology Training and Soft Skills

An undergraduate degree in business, management, economics, or accounting. It covers subjects such as accounting, finance, marketing, economics, and management. The degree equips students with essential skills related to financial analysis, business strategy, and decision-making.

Won various awards IN Academics and Sports.
Rajya Puraskar By CM Ashok Gehlot
(Rajya Puraskar, known as the Governor's Award, is the highest
award a Scouts and Guides can earn at the State-level on
completion of 13 years of age and after being taught by trained
Scout Master and Guide Captain and undergoing a State-level
testing by a team of qualified examiners.)

Sports Award By CJ of Rajasthan High Court and former
Governor of Rajasthan, Navrang Lal Tibrewal
(Sports Award is an award a student can earn for his/her exceptional
performance in sports at school level competition.)

Academic Award By District Collector Dr. Jogaram
(Academic Award is an award a student can earn for his/her exceptional
performance in academics at school level examination.)

Participated in Annual Day Functions organized in school.
Trumpet player in marching band.
Participated in different Scout Camps.
Basketball Player,State Level
Increased participation over 75%

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