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Writer's pictureCA Vishnu Agarwal

General Insurance Corporation of India (GIC Re) FY24 Annual Results:


GIC Re, the Indian reinsurance company, announced its financial results for the fiscal year ending March 31, 2024 (FY24).


Key Financial Highlights:


  • Gross Premium Income: ₹37,181.76 crore (compared to ₹36,591.59 crore in FY23)

  • Underwriting Loss: ₹4,006.56 crore (compared to ₹2,341.37 crore in FY23)

  • Investment Income: ₹11,620.40 crore (compared to ₹10,594.00 crore in FY23)

  • Solvency Ratio: 3.25 (as of March 31, 2023) compared to 2.61 (as of March 31, 2022)

  • Profit Before Tax (PBT): ₹7,877.93 crore (compared to ₹7,749.44 crore in FY23)

  • Profit After Tax (PAT): ₹6,497.30 crore (compared to ₹6,312.50 crore in FY23)

  • Total Assets: ₹1,78,285.82 crore (compared to ₹1,57,124.60 crore in FY23)


Key Points:


  • Growth in Gross Premium: GIC Re witnessed a modest increase in gross premium income, indicating a positive trend in the reinsurance business.

  • Higher Underwriting Loss: The underwriting loss increased significantly, reflecting the challenges faced by the reinsurance industry.

  • Strong Investment Income: Investment income continued to be a major contributor to the company's profitability, offsetting the underwriting loss.

  • Improved Solvency Ratio: The solvency ratio improved, indicating the company's strong financial position and ability to meet its obligations.


For further information and analysis, you can refer to the following resources:



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